The unexpected death or disability of a key person in your business such as yourself can be devastating to the families, customers, suppliers and creditors of the business. Key person life insurance and disability insurance gives the company the resources and opportunity to locate and train suitable expertise.

Your business will be the owner and beneficiary of a policy covering a key employee. This protects the interest of the business and all its stakeholders. Typically, the company ensures that the key person's family is adequately insured by another policy.